Services / Retirement Planning

Retirement Planning That Starts With “What If?” and Ends With Confidence

Whether you’re still many years out or thinking about leaving the grind right now, Advent Partners offers retirement planning in Central PA and beyond that helps generous families, professionals, and business owners navigate the big questions with clarity and confidence.

You’ve Saved. Now Let’s Plan What Comes Next.

You’ve been diligent and done the right things, like maxing out your employer retirement plan, investing steadily, and building a business or two. But now you’re facing a new set of questions:

Our job is to walk alongside you through those questions, so your next season feels less like a leap of faith and more like a victory lap.

Retirement Planning That Reflects Your Values

In our experience, effective retirement planning involves crucial factors like how to spend your time, your money, and your impact.

Our retirement plans go beyond account balances to include what matters most:

We build retirement strategies around your values. And because we believe in Generosity, Relationships, Excellence, Authenticity, and Fun, every plan reflects these priorities as well.

For Spouses, Survivors, and “What If?” Scenarios

No one likes to think about spousal loss or sudden health events; you don’t have to do it alone. Our team creates contingency-ready plans to help give your spouse or heirs clear steps, not confusion.

Key areas we assess and build:

The ultimate goal is to help your retirement feel confident, not just financially, but also emotionally.

Retire From the Work, Not the Purpose

Many of our clients retire from their careers, only to discover a new calling: mentorship, ministry, volunteering, or grandchild spoiling on a near-professional level. Whether your next chapter includes building a giving plan or just building a treehouse, we’re here for it.  

Our goal? Help your resources support your vision, and your money lasts longer than your bucket list.

Helping Professionals Retire Wisely

We specialize in guiding educators, medical professionals, state workers, and business owners across Central PA and beyond. That means we’re fluent in PSERS (Public School Employees’ Retirement System), WellSpan retirement options, Penn State Health benefits, and how small business exits impact personal retirement.

We support professionals with the following:

Retirement plan selection, pension optimization strategies and pension optimization
Understanding benefit elections from state, hospital, and university systems
Timing Social Security and Medicare decisions with your income strategy
Coordination with your CPA and attorney for smart transitions

Retirement + Generosity = Legacy

Many of our clients retire asking not just, “Will I be okay?” but “How can I do more good?” That’s why we incorporate giving conversations right into your retirement plan.

Your retirement should reflect your deepest values, not just your financial ones.

Our Answers to Common Retirement Questions

Common questions from professionals and families wondering if they’re truly ready for retirement with Advent Partners.

I'm in my 50s and still working hard; how can I gain confidence that I may retire comfortably?

We run detailed projections considering inflation, healthcare, and lifestyle goals to help give you a clear picture, often uncovering opportunities some may miss. Our fee-based services educate you on the “why” behind numbers, blending PSERS, pensions, and personal savings. We offer clients confidence knowing their plan supports both their stability and their dreams.

What happens to my spouse's finances if something happens to me during retirement?

Our plans prioritize survivor readiness with coordinated income streams, asset access, and contingency steps tailored to your family. At Advent Partners, we collaborate with you to avoid gaps, explaining everything clearly so both partners can feel prepared. It’s about emotional peace as much as financial, reflecting our values of Relationships and Excellence.

Can I retire and still give generously to my church or favorite causes without running out of money?

Many clients do this through tax-smart tools like QCDs from IRAs or donor-advised funds that seek to stretch impact. We integrate giving into your retirement strategy from day one, aligning it with longevity needs. Seeing families live out generosity in retirement is one of our favorite outcomes.

I'm a teacher in Central PA with PSERS; how does that change my retirement planning?

We’re experienced with PSERS nuances, help optimize pension elections alongside personal savings and Social Security timing. Our Central, PA-local team helps coordinate benefits toward maximum efficiency without surprises. Our education-first process helps you understand your options, turning complexity into confidence.

I want my retirement to feel purposeful, not just about golf and travel; how can planning help with that?

We explore how your resources can support mentorship, volunteering, or multigenerational giving alongside daily joys. Plans reflect your deeper values, often incorporating legacy tools that extend impact. Our goal is for clients to retire to purpose and feel confident knowing their money fuels meaning, not just maintenance.

Ready to Redefine Retirement?

You’ve put in the hard work. Let’s build a retirement plan that reflects everything you’ve earned, both financially and personally. If you’re looking for retirement planning in Central PA and beyond that blends faith, strategy, and good humor, we’d love to help.

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