If you are 70½ or older and love supporting the causes close to your heart, a qualified charitable distribution may let you give directly from your IRA in a tax-efficient way. Our flowchart walks you step by step through eligibility, which charities qualify, and how to complete the gift with your custodian. Learn more about our approach to charitable planning, see how giving fits within your retirement planning, and explore our broader tax strategies. For more stories about generous living, tune into our Generosity Podcast.